En résumé, le bonus-malus permet de récompenser ou de pénaliser les assurés pour leur bonne ou mauvaise conduite en voiture en pondérant la prime d’assurance annuellement. En cas de changement d’assurance, il est possible de comparer des tarifs d’assurance auto calculés en fonction du bonus ou du malus du souscripteur et de choisir la meilleure offre. Foire aux questions (FAQ) Quel est le montant maximal du bonus auto ? La majoration du bonus auto ne peut excéder 50 % ou 0,50 . Le malus auto, quant à lui, ne peut pas dépasser 350 %, soit 3,5 . Combien de temps dure un malus ? Un malus auto disparaît après deux ans sans accidents . On revient alors au coefficient de départ de 1. Cette règle s’applique quel que soit le montant du malus . Quel est l’impact du bonus-malus sur l’assurance auto ? Le bonus-malus a un impact sur l’assurance auto.
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