Como visto anteriormente, o dolar comercial varia de instituicao para instituicao (embora fiquem perto de um mesmo valor). A cotacao da media do dolar hoje so e dada apos as 13:00, pelo Banco Central. Essa cotacao e chamada de dolar PTAX . Por exemplo, voce realiza uma compra internacional no cartao de credito de US$ 100,00 no dia 10. Seu cartao de credito fecha do dia 15. No dia 15, o banco fecha a fatura, convertendo as compras em moeda estrangeira para reais. Voce tem US$ 106,38 de lancamentos em dolares.
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